After an accident, victims often turn to insurance companies with the expectation of a straightforward and simple process. That does not always happen. Many times, these for-profit companies will take steps to minimize the compensation they will pay you, which often comes at a significant burden to you, the victim. Talk to a Sarasota personal injury lawyer from Shapiro | Delgado about your denied insurance claim.
There are very specific insurance laws in Florida that require insurance companies to assess and handle such claims in a fair manner. Consider some of the tactics insurance companies use to devalue or even deny your valid claims in Florida, and what can be done about it.
Insurance companies may continuously ask for more information, often unnecessary information, to delay the process of paying your claim. This delay tactic may lead to a frustrating experience, and that is something they are hoping for.
The insurance company may dispute its liability in the claim. This may be done by showing that you were responsible, even partially, for the accident. Other times, they may try to say the policyholder did not have insurance coverage for the specific risk that took place.
An insurance company may state that your injuries are from a preexisting condition and, therefore, you do not deserve any or full compensation from the accident. It is never a good idea to allow that to be the expectation, and your attorney will prove that you have new damages as a result of the incident.
The insurance company may claim there is not enough evidence to justify the claim or that you cannot document the losses you have with enough evidence.
To take full advantage of those who may not know better, insurance companies may offer what seems to be a robust claim at the time of the claim filing. The goal is to get you to settle fast for what you do not realize is an unrealistic value. IF you have complicated injuries, do not agree to any terms until you know the extent of your injuries and losses.
Some insurance companies may say you were acting recklessly or try to document that your injuries are due to your own negligence rather than their responsibility. This may not be a direct claim, and sometimes insurance companies seem very friendly prior to simply denying that claim.
Insurance companies are not doctors, but they may try to suggest you do not need the types of medical care you are receiving or want to receive. They may try to deny recovery of damages based on statements that you were not getting any care or that your care is not the typical course of treatment.
These tactics used by insurance companies to devalue or deny valid claims after an accident in Florida are common and not rare in any way. More so, insurance companies will routinely seek to pressure you into closing your claim even while they are being friendly to you. Expect our attorneys to fight for you. Contact Shapiro | Delgado now for a free consultation to discuss your rights under the law.
